Are you over 50 and looking to borrow? Here’s what you need to know
From lender criteria to mortgage options, here’s what matters most at 50+ Securing a mortgage can feel overwhelming at any age, but for those over 50, the process often involves added complexities. Whether you aim to purchase a property, downsize, release equity, or simply secure better terms on your existing arrangement, understanding what lenders consider […]
How much can I afford to borrow for a mortgage?
What determines your mortgage limit? Here’s what lenders look at Buying a home is one of the most significant financial decisions many of us will make. However, before you start arranging viewings or envisioning where your furniture will go, it’s essential to determine how much you can realistically afford to borrow for a mortgage without […]
Your guide to mortgage options
Which Mortgage Rate Is Right for You? Fixed vs Variable vs Tracker Whether you’re planning to buy your first home, switch to a new deal, or consider a remortgage, navigating the world of mortgages can feel overwhelming. Fixed-rate, variable-rate, and tracker mortgages are some of the most common options available. Each caters to different financial […]
Fitch & Fitch Nominated for the 2025 Mortgage Strategy Awards
We’re beyond excited to share that Fitch & Fitch has been nominated for the 2025 Mortgage Strategy Awards in the Best Mortgage Broker (eight to 50 advisers) category! This nomination is a massive milestone for us, reflecting our ongoing mission to deliver exceptional mortgage services and support for all our clients. Recognising Our Team and […]
Fitch & Fitch Wins “Best Broker Firm 11-50 Advisers” Award
We are thrilled to announce that Fitch & Fitch has been honoured with the prestigious “Best Broker Firm 11-50 Advisers” award at this year’s Mortgage Introducer Awards! A sincere thank you To begin with, we want to give a heartfelt thank you to the Mortgage Introducer team for organising such an exceptional event. It’s an […]
Autumn Budget Statement 2024
Why is the tax burden set to rise for so many? The Chancellor of the Exchequer, Rachel Reeves, delivered her maiden Autumn Budget Statement 2024 on Wednesday 30 October, alongside an updated economic forecast from the Office for Budget Responsibility. Three months after coming to power, she set out the government’s taxing, borrowing and spending […]
UK inflation falls to 1.7% for the year leading up to September
In a surprising turn of events, UK inflation fell to 1.7% for the year leading up to September, marking the lowest rate observed over three years, according to official data released by the Office for National Statistics (ONS) on Wednesday 16th October. This decline was primarily driven by reduced airfares and petrol prices, which surpassed […]
Are you apporaching the end of your current mortgage deal?
Should you secure a fixed rate now or wait in the hope of a more competitive deal? Homeowners nearing the end of their current mortgage deals may question whether to secure a fixed rate now or wait in the hope of more competitive deals soon. Although interest rates remain relatively high, this dilemma affects thousands […]
Rising Trend: Mortgages Extending Into Retirement
Elevated house prices, high borrowing costs, and stringent affordability criteria are key drivers According to recent data, mortgage terms are getting longer, with many buyers potentially still paying off their loans well into their retirement years[1]. Elevated house prices, high borrowing costs, and stringent affordability criteria drive more people to opt for 30 years or […]
Your guide for the mortgage application process
Exploring how to cope with the process effectively for your unique circumstances knowing where to start if you’ve never applied for a mortgage can be challenging. Navigating the myriad of options, jargon, and financial commitments can feel overwhelming. However, understanding the essential steps can significantly ease the stress and smooth the journey. This article explores […]