A handy digital tool to guide you through every step of your move
Moving homes can be one of life’s greatest upheavals. From finding a new place to packing your belongings, it’s a process filled with both excitement and stress. Amid all the chaos, managing your finances and important paperwork can feel like an overwhelming task. But what if you had a handy tool to assist with this? Enter the free HM Revenue & Customs (HMRC) app, a digital assistant equipped with features designed to make your move seamless.
Here’s how the HMRC app could assist you in managing your next move while keeping your tax and financial information just a tap away. Whether you’re preparing for a new chapter or are in the midst of your moving administration, this guide will highlight the benefits of using this tool throughout the process.
Plan ahead with confidence
Staying organised is essential when moving house, particularly regarding financial planning. The HMRC app allows you to stay proactive by providing access to various money-related features. With the app, you can view details of your employment income, forecast upcoming payments, and even verify that your tax code is accurate.
These tools help home movers feel confident about their finances. It offers financial preparation without stress, allowing you to focus on the more pressing task of packing before the big day arrives.
Prepare financially for a mortgage
If your move involves purchasing a property, you’re likely already navigating the mortgage process. Mortgage lenders often require proof of your income and tax status, and this is where the HMRC app becomes invaluable. The app allows you to view your income and employment history from the last five years, access your tax records instantly, and even obtain details such as your Child Benefit amounts, all of which can streamline the mortgage application process.
Having these details easily accessible can save you time when completing paperwork, determining eligibility, or discussing options with your mortgage adviser. It removes the hassle of organising financial documentation.
Keep your National Insurance number within reach
It’s easy to misplace essential documents during a house move. Accessing your National Insurance number, however, is often crucial for setting up new services or accounts at your new address. Fortunately, the HMRC app securely stores your National Insurance number in your digital wallet, allowing you to access it anytime, even offline.
This feature removes the hassle of searching for old payslips or going through physical files. Whether you need them for employment purposes or administrative tasks, the app ensures they are always at your fingertips when you need them most.
Opt for a paperless future
Packing heaps of paperwork can burden your move both physically and mentally. Why not use the HMRC app to ease the load by going paperless? Through the app, you can access all your HMRC messages and tax letters online, as well as track the forms you’ve submitted.
And it doesn’t stop there. Opting for paperless services goes beyond just taxes. For example, you can organise paperless vehicle tax reminders through the DVLA’s online account. It’s a small step that can make a significant difference in keeping everything digital and clutter-free.
Change your address with ease
Updating your address is easier than ever with the HMRC app. One of the most tedious tasks when moving is informing countless organisations about your change of address, but this app allows you to update your tax records in seconds. Just enter your new address through the app, and HMRC will be notified without the need to call or wait for letters to arrive.
This feature is particularly important for receiving benefits such as Child Benefit, ensuring that there are no interruptions to payments during your relocation. Additionally, you’ll have one less thing to consider while you’re busy unpacking and settling in.
Go beyond your move
While the HMRC app is invaluable during a house move, its benefits extend beyond that. Once you’re settled, you can continue using the app to manage your taxes and finances effectively. From checking your State Pension forecast to tracking tax refunds or identifying gaps in your National Insurance contributions, it’s a tool that helps you maintain control long after your boxes are unpacked.
The app’s convenience, coupled with its secure and user-friendly interface, has already reached over 7 million downloads on the App Store and Google Play. Setting it up takes only minutes and can save you hours of hassle.
Take the stress out of moving
If you’re planning to move or are already preparing for it, the HMRC app can streamline your financial and administrative tasks. It’s free, secure, and offers instant access to vital information. Moving house can always present challenges, but you can stay one step ahead with the right tools.
Got questions or need some help?
Whether you need help understanding the steps or navigating your mortgage, our highly experienced team is here to support you and ensure your home-buying and selling experience is smooth and stress-free. Contact Fitch & Fitch — telephone 020 7859 4098 — email info@fitchandfitch.co.uk.