Remortgage in London: Is 2026 the Right Time to Switch?
London Office | May 2026 If your fixed-rate mortgage deal ends in the next six months, yes — 2026 is the right time to review your options. Borrowers reaching the end of an existing fixed period may find available products differ significantly from those originally selected. If you do nothing, your lender will move you […]
How Much Can I Borrow for a Mortgage in London?
London Office | May 2026 In London, many lenders use 4 to 4.5 times your gross annual income as a starting point for how much you can borrow. Some lenders may consider higher multiples in specific circumstances, including for higher earners, certain professionals, and applicants with larger deposits. Your actual borrowing will depend on a […]
Mortgage Broker in London: How to Choose Well and Verify Your Shortlist
London Office | May 2026 To choose a mortgage broker in London well, verify three things before you commit. First, confirm the firm is authorised by the Financial Conduct Authority by searching the FCA Register at register.fca.org.uk, and check the phone number and website on the register match what the broker has given you — […]
Home Mover Mortgage Guide: Porting, ERCs and Equity Explained
Last updated: May 2026 A home mover mortgage is the mortgage you arrange when selling your current property and buying a new one. You already own a home — which means you have equity, an existing mortgage deal, and a set of decisions that first-time buyers do not face. Whether to port your current mortgage […]
Fitch & Fitch Wins Best Mortgage Broker at the 2026 Mortgage Strategy Awards
Fitch & Fitch has been named Winner of Best Mortgage Broker (8-50 advisers) at the 2026 Mortgage Strategy Awards, held at the Royal Lancaster, London. This is our second consecutive win in this category. Finalist 2024. Finalist 2025. Winner 2025. Winner 2026. The Mortgage Strategy Awards recognise the leading firms and individuals across the UK […]
HMO Mortgages in Oxford: A Landlord’s Guide
Oxford Office | May 2026 Oxford has an active small-HMO and student-let market, supported by its universities and professional rental population. It is also a highly regulated local market. Oxford operates a city-wide Article 4 Direction, mandatory HMO licensing, and additional licensing across the city. For investors, that combination — rental demand drivers alongside complex […]
NHS Mortgages in Oxford: A Guide for Healthcare Professionals
Oxford Office | May 2026 Oxford has a substantial healthcare workforce, supported by Oxford University Hospitals NHS Foundation Trust, Oxford Health NHS Foundation Trust and primary care services across the area. OUH runs the John Radcliffe, the Churchill, the Nuffield Orthopaedic Centre, and the Horton General. Oxford Health covers community and mental health services across […]
Academic Mortgages in Oxford: A Guide for University and Research Staff
Oxford Office | May 2026 Buying a home in Oxford on academic income can be more complex where your contract, employer structure or additional income does not fit a standard PAYE profile. Salary structures, contract types, college affiliations, research grants and consultancy income can all require more careful presentation to a lender. At Oxford price […]
International Buyer Mortgages: Buying Property in Oxford from Abroad
Oxford Office | May 2026 Oxford has a significant international academic, professional and student population. The University of Oxford, Oxford Brookes University, the John Radcliffe Hospital, Harwell Science and Innovation Campus, and the wider technology and life sciences sector attract professionals, researchers and students from around the world, some of whom may consider buying property […]
How Long Does It Take to Buy a Property in Oxford?
Oxford Office | May 2026 Buying a home in Oxford can often take around 12 to 20 weeks from having an offer accepted to receiving the keys. That is a broad range, and where you fall within it depends on the type of property, whether you are in a chain, how quickly your mortgage is […]