Your guide for the mortgage application process
Exploring how to cope with the process effectively for your unique circumstances knowing where to start if you’ve never applied for a mortgage can be challenging. Navigating the myriad of options, jargon, and financial commitments can feel overwhelming. However, understanding the essential steps can significantly ease the stress and smooth the journey. This article explores […]
Age Matters: Its Impact on Mortgages
Aged 50 and over and struggling to get your desired mortgage loan? Age is just a number, or so the saying goes, but it does matter if you’re applying for a mortgage. If you’re aged 50 and over and want a mortgage or remortgage into retirement, you may struggle to get the loan you desire. […]
Fitch & Fitch’s nomination for an Excellence Awardee at the 2024 Mortgage IntroducerAwards
Fitch & Fitch is thrilled to announce our nomination as an Excellence Awardee for the prestigious Broker Firm of the Year (11 to 50 Advisers) at the 2024 Mortgage Introducer Awards! This nomination is a testament to our unwavering dedication to excellence, client satisfaction, and setting new benchmarks in the UK mortgage sector. We extend […]
How to streamline your move
The power of breaking down the home-moving process It’s widely acknowledged that relocating is among our most daunting experiences. However, with meticulous organisation in the weeks and months leading up to the relocation, it’s possible to segment the process into manageable activities, thereby mitigating overwhelming feelings. Ensuring all preparations are addressed well before your moving […]
Master the art of selling your home
Navigating the complexities of selling your property The sale of a home is invariably a period filled with stress and significant emotional investment, often mirroring the complexities encountered when purchasing your first property. This experience can become even more intricate for those simultaneously selling their current home while buying a new one. Following the acceptance […]
Lock in a fixed mortgage rate now, or hold out for a better deal?
Making the right choice requires insights and strategies tailored to your unique financial situation Homeowners nearing the end of their current mortgage deals may question whether to secure a fixed rate now or wait in the hope of more competitive deals soon. Although interest rates remain relatively high, this dilemma affects thousands of homeowners deciding […]
Bank of England Holds Base Rate at 5%
The Bank of England has maintained the benchmark interest rate at 5 percent. This decision follows a modest decrease of 0.25 percent at the prior meeting in August, fuelling anticipation among some that the Monetary Policy Committee (MPC) might enact another cut. However, with an 8 to 1 vote, the committee opted to keep the […]
Exploring mortgage options beyond retirement
How rising home prices and borrowing costs impact your financial future According to recentdata, mortgage terms are getting longer, with many buyers potentially still paying off their loans well into their retirement years[1]. Elevated house prices, high borrowing costs, and stringent affordability criteria drive more people to opt for 30 years or more home loans. […]
Mastering your mortgage journey
Tailor the application process to fit your unique needs and circumstances Knowing where to start if you’ve never applied for a mortgage can be challenging. Navigating the myriad of options, jargon, and financial commitments can feel overwhelming. However, understanding the essential steps can significantly ease the stress and smooth the journey. This article explores how […]
Aged over 50 and facing a mortgage hurdle?
How to find your path to approval success Age is just a number, or so the saying goes, but it does matter if you’re applying for a mortgage. If you’re aged 50 and over and want a mortgage or remortgage into retirement, you may struggle to get the loan you desire. Getting a mortgage at […]