Expatriates

Living and working abroad offers exciting prospects, yet for many, it’s a temporary phase with plans to return to the UK eventually. In such cases, maintaining ownership of your UK property can be a wise decision. Renting it out while you’re abroad not only covers the mortgage but also keeps you anchored on the UK property ladder. Or, you might consider buying a UK property to have a home waiting for you upon your return, renting it out in the meantime.

Expatriates often face more challenges in securing funding compared to UK residents, but that’s where our expertise at Fitch & Fitch comes into play. Our advisory team is adept at assisting expats in financing their UK property purchases, knowing precisely which lenders to approach for the best outcomes. With us, you’ll gain access to competitive rates, and we’ll handle the entire mortgage process for you. This is especially beneficial if you’re overseas and find it challenging to communicate directly with lenders.

Please be aware that if you fail to keep up with mortgage payments, a ‘receiver of rent’ may be appointed, or your rental property may be at risk of repossession.

Typically we charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is usually payable upon successful completion of your mortgage.