First time buyers

Navigating your first home purchase with confidence

Getting your first mortgage

Navigating the vast array of mortgage products as a first-time buyer can be daunting, especially considering a mortgage is likely to be your largest financial commitment. Choosing incorrectly could be costly. Decisions such as whether to choose a fixed-rate mortgage, the duration of the fixed term, opting for a Bank of England base rate tracker, or evaluating lender incentives like cashback, free valuations, or fee-free deals are all crucial.

At Fitch & Fitch, our team of expert advisers is equipped to answer these questions and more, providing you with comprehensive guidance. We’re here to support you through every step of purchasing your first home. As a whole-of-market mortgage brokerage, we have access to all lenders and can secure exclusive rates not available to other brokers, ensuring you get the most suitable and cost-effective mortgage for your unique situation.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Typically we charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is usually payable upon successful completion of your mortgage.

Need Assistance?

Fitch & Fitch are experts in helping First Time Buyers achieve their goals. Whether you would like to make a finance enquiry or simply have a question about our services, we’re on hand to help.