Demystifying the home-buying process
Insights and tips designed to make your property purchase smoother and more manageable Buying a home is one of the most significant financial decisions you’ll make in your life. This process combines excitement with challenges, often requiring careful planning and informed decision-making. Whether you’re a first-time buyer or moving up the property ladder, understanding each […]
What documents do you need to sell your home?
How to ensure a smoother process and help avoid potential delays Selling your home can be overwhelming, but proper preparation makes all the difference. Collecting the necessary documents ensures a smoother process and helps avoid potential delays. Whether it’s your first time or you’re experienced, having the right paperwork in order is essential. Here is […]
Could you fall in love with a home without seeing it?
One in five Britons say they would rely entirely on their vivid imagination and the power of words Finding the perfect home can often feel like falling in love. The sense of connection, the excitement, and the dream of a new future all play a part. But can you truly fall head-over-heels for a property […]
The Renters’ Rights Bill
What landlords need to know about sweeping changes in the rental landscape The Renters’ Rights Bill is poised to enact sweeping changes in the rental landscape, significantly affecting landlords throughout England. With an emphasis on strengthening tenants’ rights, the proposed legislation will compel landlords to adjust their practices to ensure compliance. Here’s what you should […]
Quarterly Market Commentary – December 2025
Welcome to the December 2025 issue of Quarterly Market Commentary from Fitch & Fitch Wealth. The final quarter of 2025 began with volatility across global markets. Persistent inflation and the prospect of higher rates for longer led to a sharp rise in bond yields and a broad sell-off in September and October. However, November marked […]
Changing face of home energy efficiency
Ambitious target aims to make homes warmer, greener, and cheaper to operate New government proposals are set to significantly change the energy efficiency standards for rental properties across England and Wales. As part of its Warm Homes Plan, the government plans to increase the minimum required Energy Performance Certificate (EPC) rating for privately rented homes […]
Should I fix my mortgage for two or five years?
Understanding the trade-offs between short- and medium-term fixed rates For many households, choosing a mortgage is not just about the size of the loan but also about the length of the commitment. One of the most common decisions is whether to fix the interest rate for two years or five. Both options provide stability compared […]
Bank of England cuts base rate to 3.75% as inflation eases
The Monetary Policy Committee (MPC) has voted to reduce the Bank of England base rate from 4.00% to 3.75% at its December meeting — a move widely anticipated by markets. Following last month’s hold, today’s decision was passed by a narrow majority of five votes to four. The remaining members voted to keep rates unchanged […]
Staging your home for a viewing
Creating the right impression can help buyers see a property’s true potential When selling a property, the first impression starts well before a potential buyer steps through the front door. The exterior sets the tone for the entire viewing, influencing whether visitors arrive with optimism or hesitation. Kerb appeal refers to the visual impact of […]
Should I sell my house now?
Timing a sale depends on market conditions, personal goals, and financial readiness Deciding whether to sell a home is rarely a straightforward decision. The housing market is influenced by interest rates, buyer demand, and wider economic conditions, while personal circumstances are equally important. For some households, selling now may offer advantages; for others, waiting could […]