How Much Can I Borrow for a Mortgage in Cambridge?
Cambridge Office | March 2026 One of the first questions anyone asks when thinking about buying a home is: how much can I actually borrow? In Cambridge, that question carries more weight than in most markets. ONS data shows average prices for mortgage buyers around £482,000 in December 2025, with first-time buyers around £407,000 in […]
Mortgage Broker in Cambridge: How to Choose Well and Verify Your Shortlist
Cambridge Office | March 2026 Choosing a mortgage broker in Cambridge is one of the most consequential decisions in any property transaction. The right broker finds you the right deal, manages the process efficiently, and handles complications before they become problems. The wrong one costs you time, money, or both. This guide explains what to […]
How to Calculate Rental Yield: Gross, Net, and What It Means for Your Investment
Measuring the return before you buy and comparing opportunities to avoid What is rental yield? Rental yield is the annual rental income from a property expressed as a percentage of its purchase price. It measures how effectively a property generates income and is one of the primary metrics used to compare buy to let investments. […]
Bank of England holds base rate at 3.75% amid inflation and market uncertainty
The Monetary Policy Committee (MPC) has voted to hold the Bank of England base rate at 3.75% at today’s meeting – a decision that had been widely anticipated given ongoing geopolitical tensions and the potential for renewed inflationary pressure. All nine members voted to maintain the current rate, noting they remain “alert to the increased […]
Buy to Let Mortgage: A Guide for First-Time Landlords
Understanding your funding options can help you move faster and negotiate with confidence What is a buy to let mortgage? A buy to let mortgage is a loan secured against a property you intend to rent out. Lenders assess it differently from a residential mortgage — focusing primarily on expected rental income rather than your […]
Fixed or Variable Mortgage: How to Choose
Which one is right for you to balance certainty, flexibility, and risk Fixed or variable mortgage: what’s the difference? A fixed rate mortgage locks your interest rate for a set period — typically two to five years. A variable mortgage (including tracker and SVR products) moves in line with an external rate or the lender’s […]
Fitch & Fitch Shortlisted for the 2026 Mortgage Strategy Awards
Fitch & Fitch has been shortlisted for the 2026 Mortgage Strategy Awards in the Best Mortgage Broker (8-50 advisers) category — our third consecutive year as finalists, and following our Broker Firm of the Year win at the MI Awards in December 2025. Finalist 2024. Finalist 2025. Winner 2025. Finalist 2026. The awards ceremony takes […]
Self-Employed Mortgage UK: What Lenders Need to See
What lenders need to see, including income that can be clearly and consistently evidenced What is a self-employed mortgage? A self-employed mortgage works the same way as any other mortgage — but lenders assess your income differently, focusing on evidenced earnings rather than a payslip. Being self-employed does not prevent you from getting a mortgage, […]
Mortgage Application Mistakes to Avoid
Errors that delay or derail approval, reduce lender choice, or lead to outright rejection What are mortgage application mistakes? Mortgage application mistakes are rarely dramatic — most are small, avoidable errors made before or during the application process that cause delays, reduce lender choice, or lead to outright rejection. Most mortgage application mistakes are not […]
How the Bank of England’s Base Rate Affects Your Mortgage
What rate changes really mean for you, your mortgage payments, and your financial plans What is the Bank of England base rate?As at February 2026, Bank Rate is 3.75%. The Bank of England base rate is the interest rate at which the Bank lends to commercial banks. It directly influences tracker and variable mortgage rates, […]