Proposed new property tax: Will you need to pay more?
How emerging proposals could transform stamp duty, council tax, and capital gains relief The way property is taxed in the UK may be at a turning point. Recent reports indicate that the Treasury is actively considering options to overhaul the system by replacing or adding to stamp duty, updating council tax, and revisiting capital gains […]
Mortgage rules review aims to widen access
Exploring more flexible lending to support first-time buyers and later-life borrowers Imagine being told you cannot borrow, despite having a steady income, savings in place, and affordable repayments. For thousands of people, this is the reality of today’s mortgage market. The Financial Conduct Authority (FCA) has recognised these frustrations and is considering whether lending rules […]
Best Mortgage Broker (eight to 50 advisers)
Throughout 2025, we’ve enhanced our brand and deepened our commitment to our core values of Trust, Honesty, and Integrity. These principles are not just words to us—they are the foundation of every interaction and decision at Fitch & Fitch. Why Vote for Us? Your vote means the world to us and brings us closer to being recognised […]
Bank of England holds base rate at 4.00% — but lenders continue to ease pricing
The Bank of England has voted to hold the base rate at 4.00% following November’s Monetary Policy Committee (MPC) meeting. It marks the second consecutive month without a change to rates, with a narrow 5–4 split among members. Four favoured a 0.25% cut to 3.75%. Despite the hold, mortgage pricing continues to soften, with several major lenders […]
Fitch & Fitch named Finalist once again at the 2025 Mortgage Introducer Awards
Fitch & Fitch is delighted to announce that we have once again been named an Excellence Awardee for Broker Firm of the Year (11 to 50 Advisers) at the 2025 Mortgage Introducer Awards. This recognition reflects our unwavering commitment to excellence, discretion, and client outcomes, as well as our role in setting benchmarks within the […]
What Is a Mortgage Broker?
Whether you’re stepping onto the property ladder for the first time, moving to a new home, or refinancing an existing mortgage, working with a mortgage broker can offer valuable support, clarity, and access to the most suitable mortgage deals. But what exactly is a mortgage broker? What services do they provide, and are they worth […]
Bank of England votes to hold the base rate at 4 per cent in September 2025
The Monetary Policy Committee (MPC) has voted to hold the Bank of England base rate at 4%, maintaining its cautious stance as it continues to monitor inflationary pressures. Seven members voted in favour of holding, while two voted for a reduction to 3.75%. In its statement, the Committee confirmed it “remains focused on squeezing out […]
High-net-worth mortgage: Tailored lending for complex wealth
Why high-net-worth mortgages matter High net worth mortgages are designed for individuals whose finances extend beyond the scope of standard lending. High-net-worth individuals (HNWIs) often have multiple income sources, significant assets, and unique financial situations that require bespoke mortgage solutions. Partners in an accountancy firm, for example, may benefit from these arrangements due to their […]
The art of accepting an offer on your property
Why choosing which offer to accept can be more complex than it seems Selling your property is a major milestone that brings both excitement and anxiety. After navigating countless viewings and assessing feedback, receiving an offer signifies a crucial turning point in the journey. However, deciding which offer to accept can be more complicated than […]
How to prepare your home for viewings to potential buyers
Many buyers decide within moments of entering a home whether it’s right for them When it comes to selling your home, planning ahead can significantly impact the process. Timing also plays a crucial role, with spring being a prime season for sales. While this trend is generally applicable, it’s important to acknowledge that regional variations […]