Self‑employed: Most would sacrifice independence to secure a mortgage
Why do many find borrowing more challenging and feel more disadvantaged The UK’s self-employed workforce has steadily increased over the past two decades, making a significant contribution to the economy. However, when it comes to homeownership, many of these workers feel at a disadvantage. A recent survey found that a majority of self-employed borrowers feel […]
Fitch & Fitch Wins Mortgage Introducer Awards 2025
We are pleased to share that Fitch & Fitch has been named Best Broker Firm 11–50 Advisers at this year’s Mortgage Introducer Awards. Our thanks go to the Mortgage Introducer team for hosting an excellent event and for recognising the work taking place across the industry. We also extend our appreciation to our clients, introducers […]
First-time sellers’ guide
What to expect when selling your home for the first time Selling a property for the first time can feel daunting. Although buying a home is often seen as the bigger milestone, selling has its own set of difficulties. From preparing the property to handling viewings and navigating legal procedures, several key steps must be […]
Equity release vs remortgage: Are they right for you?
Understanding the differences between unlocking cash and restructuring borrowing For many homeowners, property is not just a place to live but also a means of building wealth. Increasing values over the past two decades mean that significant amounts of equity are invested in homes across the UK. When you need money to fund retirement, pay […]
Proposed new property tax: Will you need to pay more?
How emerging proposals could transform stamp duty, council tax, and capital gains relief The way property is taxed in the UK may be at a turning point. Recent reports indicate that the Treasury is actively considering options to overhaul the system by replacing or adding to stamp duty, updating council tax, and revisiting capital gains […]
Mortgage rules review aims to widen access
Exploring more flexible lending to support first-time buyers and later-life borrowers Imagine being told you cannot borrow, despite having a steady income, savings in place, and affordable repayments. For thousands of people, this is the reality of today’s mortgage market. The Financial Conduct Authority (FCA) has recognised these frustrations and is considering whether lending rules […]
Best Mortgage Broker (eight to 50 advisers)
Throughout 2025, we’ve enhanced our brand and deepened our commitment to our core values of Trust, Honesty, and Integrity. These principles are not just words to us—they are the foundation of every interaction and decision at Fitch & Fitch. Why Vote for Us? Your vote means the world to us and brings us closer to being recognised […]
Bank of England holds base rate at 4.00% — but lenders continue to ease pricing
The Bank of England has voted to hold the base rate at 4.00% following November’s Monetary Policy Committee (MPC) meeting. It marks the second consecutive month without a change to rates, with a narrow 5–4 split among members. Four favoured a 0.25% cut to 3.75%. Despite the hold, mortgage pricing continues to soften, with several major lenders […]
Fitch & Fitch named Finalist once again at the 2025 Mortgage Introducer Awards
Fitch & Fitch is delighted to announce that we have once again been named an Excellence Awardee for Broker Firm of the Year (11 to 50 Advisers) at the 2025 Mortgage Introducer Awards. This recognition reflects our unwavering commitment to excellence, discretion, and client outcomes, as well as our role in setting benchmarks within the […]
What Is a Mortgage Broker?
Whether you’re stepping onto the property ladder for the first time, moving to a new home, or refinancing an existing mortgage, working with a mortgage broker can offer valuable support, clarity, and access to the most suitable mortgage deals. But what exactly is a mortgage broker? What services do they provide, and are they worth […]