Fitch & Fitch’s nomination for the Mortgage Strategy Awards 2024

  Celebrating excellence and a recognition of dedication and expertise Dedication, expertise, and client satisfaction are the keystones of success in today’s mortgage brokerage sector. So, with immense pride, we announce Fitch & Fitch’s recent achievement. Our team has been shortlisted for the prestigious Mortgage Strategy Awards 2024 under the category of Best Mortgage Broker […]

Are you paying more than you need to on your mortgage?

If you are on a standard variable rate, it is time to consider your options Purchasing a home is often the most significant investment individuals make in their lifetime. Most buyers rely on securing a mortgage to facilitate this purchase and experience profound relief once the mortgage process is successfully navigated. But are you among […]

Making the right mortgage choice

Helping you make an informed decision for your homeownership needs Choosing the right mortgage type is a crucial decision. A wrong choice could lead to unnecessary expenses. Identifying the mortgage type that aligns with your financial situation is the first step towards selecting the right lender and mortgage product.

Getting the green light on your mortgage application

Getting the green light on your mortgage application

How much could you borrow towards the purchase of a property or remortgage? Arranging a mortgage is a significant step, and the term you are likely to encounter is an ‘Agreement in Principle’ (AiP), also referred to as ‘Decision in Principle.’ But what does it entail, and how can it facilitate your dream home purchase?

How Loan-to-Value (LTV) ratio affects your mortgage

Helping lenders assess the risk associated with providing you with a mortgage When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Value ratio (LTV). Your LTV plays a crucial role in your mortgage application’s acceptance; a lower LTV is generally […]

Securing your first dream home

Securing your first dream home

Guiding you through your home-buying journey from start to finish Venturing into homeownership as a first-time buyer is an enthralling yet complex endeavour requiring meticulous consideration and foresight. Those keeping a close eye on the news can attest to the rollercoaster ride the property market has been on in recent years. 

Mortgage affordability assessment

Mortgage affordability assessment

Are you financially prepared to apply for a mortgage? Are you financially prepared to apply for a mortgage? This is a question that countless prospective homeowners grapple with each year. Succeeding in this process brings you significantly closer to your dream of homeownership, whereas falling short may require reassessing your plans.